If the horse or pony you look after or ride were to injure a member of the public or cause damage to their property, or worse, how would you cope financially?
At a cost of just £68* per year, our ChampionPlus Membership can help give you peace of mind with Personal Accident Insurance and Public Liability Insurance while also improving the welfare of horses.
This insurance is only available for people residing in the United Kingdom, Isle of Man and the Channel Islands.
What is insured?
Public Liability Insurance
For up to £10million for any one claim in respect of:
- Accidental bodily injury to any third party other than any other member of the member’s family or household.
- Accidental loss of or damage to third party property other than property belonging to or in the care, custody or control of the member or member of the member’s family or household or a person in their service.
- This policy is a policy of last resort and will only respond in the event that there is no other insurance in place to cover the loss. In the event alternative cover is in place the policy will operate as an excess protection up to the £10 million limit.
Arising out of the member’s use and/or ownership and/or control of a horse(s) and direct participation by the member in equine activities other than the equine excluded activities as defined in the policy schedule.
A £500 excess applies to each claim for Third Party Property Damage claims.
Personal Accident Insurance:
- Accidental death, loss of sight or limb and permanent total disablement and also extends to include loss of hearing and permanent partial disablement up to a maximum benefit of £10,000. (Cover in respect of Accidental death is limited to £5,000 in respect of persons under the age of 16.)
- Cover applies whilst the member is engaged in any horse related activity which is defined as the care and handling and recreational riding of horses including mounting, driving and dismounting of horse drawn vehicles.
- The policy does not cover any loss of earnings.
- Cover is provided up to the age of 76 years.
If you would like more information or would like to take out our ChampionPlus Membership, please email us at membership@worldhorsewelfare.org or call our membership team on 01953 497 270. Our lines are open Monday to Friday from 8:30am to 5:00pm.
World Horse Welfare are an appointed representative of SEIB Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Public Liability is underwritten by Markel Insurance Company Limited; Personal Accident is underwritten by Zurich Insurance plc and Veterinary fees are underwritten by Convex UK Insurance Limited.
All our membership plans also give you the following benefits
- World Horse Welfare newsletter three times a year
- World Horse Welfare lapel badge
- Invitation to Members Days at our farms
Terms, Conditions and Territorial limits apply. Please see the Terms and Conditions.
* The membership cost is inclusive of Insurance Premium Tax at 12.00%.
Documents
- Terms of Insurance Business 2024
- Personal Accident Insurance Product Information Document 2024
- Affinity Personal Accident Policy Document 2024
- Affinity Personal Accident Schedule 2024
- Public Liability Product Information Document 2024
- Public Liability Policy Wording 2024
- Personal Liability Master Insurance Schedule 2024
- ChampionPlus Insurance Summary of Cover 2024
Need Veterinary too?
Our ChampionPlus with Veterinary option may be more suitable.
